This post is sponsored by Policygenius. All opinions are my own. Policygenius reached out to me in January to partner on a life insurance post. At the time, I welcomed the partnership because I do think life insurance is something that everyone should have, especially if you have children. Since I do have two kids, I think it\u2019s super important I ensure they are protected in case something happens to me. What I didn\u2019t know at the time I accepted this partnership, that a lot of people would be considering their safety and health in such a real way. If the coronavirus pandemic has taught us anything, it\u2019s that we can\u2019t foresee or control the future, but we can protect ourselves now. If you\u2019ve been on the fence as to whether you should consider life insurance, I think now is the perfect time to assess your family\u2019s needs. Why You Might Want Life Insurance? Let\u2019s be honest, talking about life insurance isn\u2019t really sexy. It can feel overwhelming, confusing or maybe even scary. For a lot of people, they assume life insurance is expensive or they\u2019d rather not think about the possibility of their death, so they just sweep it under the rug. I get it. In my 20s and 30s I really didn\u2019t give it much thought. Now that I have kids, I finally realized just how important it is to have a back-up plan, not just for me, but for them. Now is a great time to consider life insurance because rates are the lowest they\u2019ve been in 20 years. Submitting an application ASAP will lock in the lowest rates, which is great, because rates can change at any time. Plus, rates increase as you age, so the younger you are when you get your policy, the better. Why Should You Compare Life Insurance? Did you know that the same policy can vary in price from one insurer to another by an average of $133 a month? That\u2019s a big difference. Choosing the wrong insurance company can cost you $47,000 over the course of a 30-year policy. Plus, life insurance prices go up by 8-10% every year as you age. Also, many workplace life insurance policies aren\u2019t portable. If you leave your job, your policy may end and you won\u2019t have coverage during these employment gaps. That\u2019s where Policygenius comes in. On the Policygenius website, you can understand various options, compare quotes and buy your policy all in one place. Their site let\u2019s you take control of your life insurance. Why Consider Policygenius? Policygenius is a great resource for information and quotes for life insurance because they make the entire process so easy and straightforward. Since 2014, Policygenius has helped over 100,000 families secure the financial protection they need. \u00a0They have provided over 45 Billion in coverage and helped over 30 million people shop for insurance. Policygenius puts the life insurance market in one place so customers can save up to 40% by shopping America\u2019s top-rated insurers on one website. You can shop over 40 insurers to find the best fit for you. Policygenius also offers unbiased advice from their licensed experts. They are not pushing one specific policy over another, no dodgy sales pitches, their goal is to get you the policy that is right for you. Also, Policygenius is an independent broker, so they work for the customers, not the insurance companies. They are also the second-largest term-life insurance broker in the U.S. If you\u2019re ready to consider life insurance for you and your family, you should check out Policygenius options for life insurance. There is no risk or obligation to completing their insurance form. You can use this information to shop and make an informed choice that\u2019s best for your individual needs and buy your policy right on the Policygenius site. It's all so easy to navigate, and they make the entire process such a breeze. I\u2019m definitely glad I learned more about Policygenius. The information their site provides so I can make the best choice for my family.